by Michael
It’s the end of the month, and that means it is time for another monthly roundup. As usual, this is a curated selection of my favorite posts for the month from around the web. Some of these I’m a regular reader, some came from other people’s roundups (credited when I could), and others just sort of popped into my feed.
I try to keep the focus on FIRE-related topics but it could be anything. At the end of the day, I found every post or article included in these to be interesting and thought they were worth sharing with others interested in FIRE.
I try to limit myself to no more than 5 posts a source every month.
An interesting post from Money with Katie digging into more of the data behind the recent “Over Half of Young Adults Live with Their Parents” headlines.
A Wealth of Common Sense discusses some of the pros and cons of bonds currently in this post.
As someone who will probably be looking to buy a house sometime soon. I thought this post from A Wealth of Common Sense was interesting.
I liked this post from A Wealth of Common Sense talking about how short-term yields are more attractive and a bit about market timing/asset allocation.
A look from A Wealth of Common Sense on how bank runs have changed over the years.
Should people save a lot while young? A Wealth of Common Sense looks at the question. I agree with some of the guidelines outlined for how one should spend near the end of the post.
HisHerMoney guide discusses not getting your hopes up about FIRE before you get there in this post.
I liked this post from HisHerMoneyGuide talking about how their passive income has begun to overtake their income in some ways. I’m looking forward to where my investment returns begin to do the same.
I liked this post from Financial Samurai about some of the stresses he’s been facing when handling investing for more than just himself.
A post from Of Dollars and Data that discusses some different streams of income and some of their advantages of them. I thought it was a good look at different ways to approach FIRE.
I liked this Early Retirement Now post breaking down some of the basics of FIRE and refuting some of the common arguments against it.
I liked this post from Budget Life List one talking about how little choices do matter towards larger goals and how it’s the little choices that make habits.
I felt this post from Retire Before Dad applies to this blog. My main point is that what works for me may not work for you. I’m just sharing my journey and the solutions I came up with. Nothing more.
A great guest post on Physician on FIRE about the need to balance and re-balance throughout life.
This was an interesting post talking about some “rules” that don’t necessarily apply to building wealth from Physician on FIRE.
This post from Physician on FIRE looks at something I’ve already come to grips with, retirement is a part of personal finance and personal finance is by definition personal. I think it has some good messages.
I liked the way this post from JL Collins broke down things into if it is important or not. I didn’t agree with everything though. I don’t remember how I came across this post. I think it was from another blog’s article roundup.
A look at Coast FIRE from Marriage Kids and Money instead of more traditional FIRE. While I don’t think Coast FIRE is for me, I can understand why it would appeal to others.
While I’m not part of the Slow FI side of things. I would prefer to be FI sooner and can always keep working rather than not quite at the work optional point. I liked this post from the Fioneers about how much is enough, which is important no matter what definition of FI you subscribe to.
I liked this article from Oak Tree talking about changes in the market over the past 50 years and compares them to the current investing environment. The article came to my attention from Can I Retire Yet‘s roundup.
A lot of info on safe withdrawal rates is based on historical data, studies, current valuations, and so on. This post from Can I Retire Yet is about some qualitative methods to help determine what your safe withdrawal rate should be. The key thought is flexibility.
Just because we’re not banks, doesn’t mean we can’t learn from the recent SVB failure that’s been all the talk recently. Can I Retire Yet looks at some of the lessons an individual can take away from these recent failures.
While I’m not retired yet, I plan to be rather busy. But I liked this post from The Retirement Manifesto talking about not being too busy in retirement, hopefully, I can avoid too much work.
A post from Retire by 40 about the most challenging part, maintaining contributions as the market tanks around you. Especially with some of the uncertainty at the moment.
This post on the White Coat Investor looks at paying off your mortgage early and when the returns start to drop off.
Another post from Of Dollars and Data discussing changes in the housing market and if it’s time to sell. I liked some of the advice in it.
This post from Shoestring Cottage popped into my feed one day. I don’t agree with all of it, but there’s a lot I did like. Mostly that choices have to be made and there will be tradeoffs, whether that’s on a daily coffee habit or something bigger.
I stole this one from Accidental FIRE. This post from Maximum Gratitude Minimal Stuff looks at the sunk cost fallacy. This is something I think about a lot, just doing something you hate because you’ve already started doesn’t always mean it’s worth sticking with, that’s why I left my last job. I wanted to see if I’d like something new.
That’s it for this month’s article roundup. Next week will be my monthly expense report.
